[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.dorady.cz\/banku-obejdete-obloukem-a-zkuste-to-s-nebankovni-hypotekou\/#Article","mainEntityOfPage":"https:\/\/www.dorady.cz\/banku-obejdete-obloukem-a-zkuste-to-s-nebankovni-hypotekou\/","headline":"Banku obejd\u011bte obloukem a zkuste to s nebankovn\u00ed hypot\u00e9kou","name":"Banku obejd\u011bte obloukem a zkuste to s nebankovn\u00ed hypot\u00e9kou","description":"Kdy\u017e \u010dlov\u011bk p\u0159ijde do banky \u017e\u00e1dat o p\u016fj\u010dku, tak je to v\u017edycky pom\u011brn\u011b nejist\u00fd podnik. Banka si velice hl\u00edd\u00e1, komu sv\u00e9 pen\u00edze sv\u011b\u0159\u00ed a sv\u00e9 klienty si velmi d\u016fkladn\u011b prov\u011b\u0159uje.…","datePublished":"2018-08-03","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.dorady.cz\/author\/#Person","name":"dorady.cz\n","url":"https:\/\/www.dorady.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2f9cf1b561d9aae95958ad71553999b0e9db33d2ec644561c199d316aa8e46db?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2f9cf1b561d9aae95958ad71553999b0e9db33d2ec644561c199d316aa8e46db?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"dorady.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.dorady.cz\/wp-content\/uploads\/img_a323221_w2333_t1534967512.jpg","url":"https:\/\/www.dorady.cz\/wp-content\/uploads\/img_a323221_w2333_t1534967512.jpg","height":0,"width":0},"url":"https:\/\/www.dorady.cz\/banku-obejdete-obloukem-a-zkuste-to-s-nebankovni-hypotekou\/","about":["Pen\u00edze"],"wordCount":432,"articleBody":"Kdy\u017e \u010dlov\u011bk p\u0159ijde do banky \u017e\u00e1dat o p\u016fj\u010dku, tak je to v\u017edycky pom\u011brn\u011b nejist\u00fd podnik. Banka si velice hl\u00edd\u00e1, komu sv\u00e9 pen\u00edze sv\u011b\u0159\u00ed a sv\u00e9 klienty si velmi d\u016fkladn\u011b prov\u011b\u0159uje. Tak\u017ee kdy\u017e zde po\u017e\u00e1d\u00e1te o p\u016fj\u010dku, tak to znamen\u00e1, \u017ee budete muset zodpov\u011bd\u011bt celou \u0159adu ot\u00e1zek a po\u010d\u00edtejte s t\u00edm, \u017ee budou mnohdy nep\u0159\u00edjemn\u00e9. Tak\u00e9 budete muset vyplnit po\u0159\u00e1dnou hromadu pap\u00edr\u016f. A druhou takovou objemnou hromadu pap\u00edr\u016f budete muset do banky don\u00e9st vy sami, abyste dolo\u017eili po\u017eadovan\u00e9 skute\u010dnosti, bez jejich\u017e prov\u011b\u0159en\u00ed nejede vlak. Ale to je\u0161t\u011b nen\u00ed v\u0161e, nebo\u0165 bude d\u00e1le pot\u0159eba zjistit, zda nejste potenci\u00e1ln\u011b rizikov\u00fdm klientem ohledn\u011b spl\u00e1cen\u00ed, co\u017e byste mohli b\u00fdt, kdybyste t\u0159eba m\u011bli n\u011bjak\u00fd z\u00e1znam v registru anebo ni\u017e\u0161\u00ed p\u0159\u00edjmy \u010di dokonce jin\u00fd ne\u017e ide\u00e1ln\u00ed v\u011bk (tedy nesm\u00edte b\u00fdt ani p\u0159\u00edli\u0161 mlad\u00ed, ani p\u0159\u00edli\u0161 sta\u0159\u00ed). A pot\u00e9, co takov\u00fd maraton od za\u010d\u00e1tku a\u017e dokonce s potem na tv\u00e1\u0159i absolvujete, tak se v\u00e1m m\u016f\u017ee klidn\u011b st\u00e1t, \u017ee v\u00e1m banka vystav\u00ed stopku a uk\u00e1\u017ee z\u00e1da. Jednodu\u0161e proto, \u017ee jste n\u011bjak\u00e9mu z mnoha stanoven\u00fdch krit\u00e9ri\u00ed nevyhov\u011bli, spadli jste do kategorie potenci\u00e1ln\u011b rizikov\u00e9ho klienta a na n\u011bjakou p\u016fj\u010dku tedy m\u016f\u017eete rovnou zapomenout. A takov\u00e9 jedn\u00e1n\u00ed je p\u0159esn\u011b to, co mnoho klient\u016f nedok\u00e1\u017ee skousnout, a proto banky obch\u00e1z\u00ed \u0161irok\u00fdm obloukem. Ov\u0161em je to v\u016fbec mo\u017en\u00e9, obej\u00edt se p\u0159i p\u016fj\u010dce bez banky? Jist\u011b, \u017ee to mo\u017en\u00e9 je!Na sv\u011bt\u011b jsou tak\u00e9 nebankovn\u00ed spole\u010dnosti , kter\u00e9 sv\u00fdm klient\u016fm nab\u00edzej\u00ed \u00fapln\u011b jin\u00fd p\u0159\u00edstup a podm\u00ednky ne\u017e klasick\u00e9 bankovn\u00ed domy. Nikdo v\u00e1s zde nebude zdr\u017eovat hromadami pap\u00edr\u016f, kter\u00e9 m\u00e1te dolo\u017eit, a dokonce se m\u016f\u017eete vyhnout i nep\u0159\u00edjemn\u00fdm ot\u00e1zk\u00e1m na t\u011blo, pokud budete cht\u00edt. Jedin\u00e9, co nebankovn\u00ed spole\u010dnosti zaj\u00edm\u00e1 je to, zda m\u00e1te vhodnou nemovitost, kterou se za svou p\u016fj\u010dku zaru\u010d\u00edte, a to je cel\u00e9. Jestli\u017ee v\u00e1m tedy vyhovuj\u00ed podm\u00ednky nebankovn\u00ed hypot\u00e9ky bez registru anebo nebankovn\u00ed hypot\u00e9ky bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f, kde va\u0161e z\u00e1znamy v registru \u010di ni\u017e\u0161\u00ed p\u0159\u00edjem nehraj\u00ed roli, tak budete s t\u00edmto typem hypot\u00e9ky jist\u011b spokojeni.                                                                                                                                                                                                                                                                                                                                                                                        3.2\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Banku obejd\u011bte obloukem a zkuste to s nebankovn\u00ed hypot\u00e9kou","item":"https:\/\/www.dorady.cz\/banku-obejdete-obloukem-a-zkuste-to-s-nebankovni-hypotekou\/#breadcrumbitem"}]}]